Home Builders in
San Mateo, CA
14 home builders listed in San Mateo
General contractors manage every aspect of your construction or renovation project — from permits and design to subcontractors and final inspection. Finding the right general contractor in San Mateo ensures your project is completed on time, on budget, and up to code.
Home Builders in San Mateo at a glance
- 14 home builders are listed in San Mateo, CA on Ratedeed.
- 5 of the 6 listings shown here include a phone number you can call directly.
- Listings cover 4 ZIP codes in and around San Mateo: 94401, 94402, 94403, 94404.
Home Builders elsewhere in California: San Francisco (64), San Jose (53), San Diego (51), Los Angeles (50), Sacramento (41), Fresno (38)
Homes and home builders in San Mateo: the local numbers
Housing in San Mateo
- San Mateo has about 42,641 homes (housing units).
- The typical (median) home was built in 1965, 11 years older than the California median of 1976.
- 70% of homes were built before 1980 and 44% before 1960; 7% were built in 2010 or later.
- The median value of an owner-occupied home is $1,618,700.
- 50% of occupied homes are owner-occupied and 50% are rented.
- 42% of homes are single-family detached houses.
- The most common heating fuel is natural gas from a utility (55% of homes), followed by electricity (39%).
- The median home has 4.5 rooms.
- Median gross rent is $3,077 a month.
- That makes San Mateo's housing among the older stock in the country: the typical U.S. home was built in 1980.
- Home values run 120% above the California median of $734,700.
With 70% of San Mateo's homes built before 1980, many are covered by federal lead rules: any home built before 1978 may contain lead-based paint, and under the EPA's Renovation, Repair and Painting (RRP) rule, contractors who disturb painted surfaces in those homes must be lead-safe certified by the EPA or an authorized state program. Ask to see the firm's certification.
7% of San Mateo's homes were built in 2010 or later.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (San Mateo, CA).
Home Builders workforce in the San Francisco-Oakland-Fremont, CA area
- Median hourly wage
- $79.82
- People employed
- 5,160
- In the San Francisco-Oakland-Fremont, CA metro area, construction managers earned a median of $79.82 an hour ($166,030 a year) in May 2025, and the middle 80% earned $48.51–$108.23.
- About 5,160 people work in this occupation in the metro area.
- These are what workers earn, not what home builders charge: a contractor's hourly rate also covers insurance, licensing, vehicles, overhead and profit.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 (Construction Managers).
Climate in San Mateo and what it means for home builders
- The average temperature in San Mateo is 58°F; summer afternoons average 72°F and winter nights 45°F.
- It gets about 21 inches of precipitation a year.
- There are about 0 nights a year at or below freezing and about 3 days at 90°F or hotter.
- It is a heating-dominated climate: about 2,653 heating degree days a year against 163 cooling degree days.
Source: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991–2020, San Francisco International Airport station USW00023234 (9.1 km from the city centre).
Top Home Builders in San Mateo
Listings include contact details and service areas. Check licensing with your state board before hiring.
Showing 6 of 14. See every listing in San Mateo
More home builders elsewhere in California
Listed in other California cities, not in San Mateo.
Licensing and consumer protection in California
Check that any home builder you hire is licensed and insured before you sign a contract or pay a deposit.
Who regulates this trade
California Contractors State License Board (CSLB)
Verify a licence on the official register →Insurance and workers' compensation
$1 million general liability minimum. Workers' compensation is mandatory for any contractor with employees. Bond of $25,000 required for licensure (increased under SB 607).
Mechanic's lien protection
California has one of the strictest lien regimes in the country. Preliminary 20-day notices must be sent within 20 days of starting work. Mechanics liens must be filed within 90 days after project completion (or 60 days after a notice of completion is recorded). Unpaid subcontractors and suppliers can place liens on your property even if you've paid your general contractor in full. Always collect lien waivers from all parties before making final payment.
What catches homeowners out in California
California's CSLB license verification is critical — always check a contractor's license number at cslb.ca.gov and confirm it is active and in good standing. California law requires a $25,000 contractor surety bond on every licensed contractor as a consumer protection backstop. For projects over $1,000 (labor and materials combined under Business & Professions Code § 7048), a valid CSLB license is legally required. Unlicensed contractors face criminal misdemeanor charges, and homeowners who hire them forfeit key statutory protections.
Frequently Asked Questions
Common questions about hiring contractors
How much do construction managers earn in the San Mateo area?
In the San Francisco-Oakland-Fremont, CA metro area, construction managers earned a median of $79.82 an hour ($166,030 a year) in May 2025, and the middle 80% earned $48.51–$108.23. About 5,160 people work in this occupation in the metro area. These are what workers earn, not what home builders charge: a contractor's hourly rate also covers insurance, licensing, vehicles, overhead and profit. Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025.
How old are homes in San Mateo?
The typical home in San Mateo was built in 1965, and 70% of homes were built before 1980. The median owner-occupied home is worth $1,618,700. With 70% of San Mateo's homes built before 1980, many are covered by federal lead rules: any home built before 1978 may contain lead-based paint, and under the EPA's Renovation, Repair and Painting (RRP) rule, contractors who disturb painted surfaces in those homes must be lead-safe certified by the EPA or an authorized state program. Ask to see the firm's certification. Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates.
How much does a general contractor cost in San Mateo?
General contractor rates in San Mateo, CA typically range around California's average of $55–$150/hr depending on project scope. For a full home renovation, expect to budget significantly more.
Do I need a permit for home renovation in San Mateo?
Yes, most structural changes, electrical work, plumbing modifications, and additions require permits in San Mateo, CA. Contact the San Mateo building department for permit requirements. Failing to obtain required permits can result in fines, project delays, and complications when selling your home.
How long does a typical kitchen remodel take in San Mateo?
A typical kitchen remodel in San Mateo takes 6–12 weeks depending on the scope. Minor updates like cabinet refacing can take 2–4 weeks, while a full gut renovation with custom cabinetry may take 3–6 months. Planning ahead and ordering materials early can help avoid delays.
What's the best time of year to start a renovation in San Mateo, CA?
Spring and early summer are typically the best times to start renovations in San Mateo, as contractors are available and weather conditions are favorable for work like painting, roofing, and exterior projects. However, booking 2–3 months in advance is recommended since San Mateo's construction market stays busy year-round.
How do I verify a contractor's license in California?
You can verify a contractor's license in California through the state licensing board's online database. Always check that the license is current, matches the contractor's business name, and covers the type of work you need. On Ratedeed, you can review license records and verify credentials for active local professionals.
Should I hire a general contractor or handle the project myself?
For projects involving structural changes, plumbing, electrical, or work requiring permits in San Mateo, hiring a licensed general contractor is strongly recommended. A general contractor manages subcontractors, ensures code compliance, and handles the permit process — saving you time and potential costly mistakes. For simple cosmetic updates, a handyman may suffice.
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